Ready To Pounce On Financial Opportunities
Liquidity, Control & Access to Capital
“Hand over control of your money, and you’ve handed over control of your time.”
-Aaron David
We help you maintain control of your own capital, gain access to other people’s capital, and wisely put it to work for your benefit.
Many advisors and commercial banks are incentivized to convince you to put your assets under their control.
- They arrange to have you give them as much of your money as possible – systematically, over the longest term possible. (eg. art of every paycheck for 30 or 40 years)
- They’ll hold onto it for as long as possible, and they will give you back as little as possible or make you jump through hoops to get at it. (eg. mortgages and retirement plans)
Bad deal! Just look at the way the average retirement plans or loans work with their rules and penalties.
Let’s say you were to pay an extra $10,000 towards your mortgage today. Would it reduce your monthly obligation? What if you saw a great investment, or had an emergency tomorrow which would cost $10,000. Would it be easy to take your money back out to make the investment or handle the emergency? Fat chance. It’s locked away from use. Have fun paying 20% interest to the credit card company, (it may possibly even be the same bank you have your mortgage with.)
On the other hand, when you maintain access to liquid capital, you can pounce on great opportunities quickly without incurring penalties, waiting for paperwork to clear, or undergoing a lengthy underwriting process to use your own equity.